Well, I thought I heard a captain say
"Pay me my money down. Tomorrow is my sailing day, pay me my money down."

Oh, pay me, pay me, pay me my money down
Pay me or go to jail, pay me my money down
Soon as that boat was clear of the bar, pay me my money down, well, he knocked me down with the end of a spar

Pay me my money down
Wish I was Sherman Adamson, pay me my money down
Get a coke and watch the fun, pay me my money down
Wish I was Erv Jellison, pay me my money down, fly away and have some fun
Pay me my money down